In a large skillet, heat a drizzle of oil over medium heat. Add chopped onions and minced garlic, sautéing until they become fragrant and translucent, about 3-4 minutes. Stir in your choice of ground meat, cooking until browned and fully cooked, approximately 5-7 minutes. Next, mix in the beans and spices, allowing the mixture to thicken for another 2-3 minutes while stirring continuously.

To prevent cracking, gently warm the flour tortillas in a dry skillet over low heat for about 1 minute on each side, just until pliable. Alternatively, you can wrap them in a damp cloth and microwave for 15-20 seconds.

On each warmed tortilla, add a generous scoop of your savory filling, followed by a sprinkle of cheese. Carefully fold in the sides and roll the tortilla tightly from the bottom, placing each burrito seam-side down into a greased baking dish.

Once all burritos are snugly in the dish, pour your chosen salsa or enchilada sauce evenly over the top, ensuring they are well covered. Finish by sprinkling a generous layer of additional cheese over the sauce.

Preheat your oven to 375°F (190°C). Bake for 25-30 minutes, until the cheese is bubbly and golden brown.

Once baked, remove the dish from the oven and let it sit for a few minutes. Top with fresh cilantro, sliced green onions, avocado, or sour cream and serve.